Exclusive Index Lock

Allianz Life Pro+^® Advantage gives your clients the ability to lock in their index value at any point once during the crediting period, prior to the policy anniversary date, allowing them to capture indexed interest and protect themselves from a zero credit (policy fees and charges will reduce policy values).

With Index Lock, your clients have the ability to lock in an annual index value once at any point during the crediting period, prior to the policy anniversary. This will be the interest credit that’s applied at the end of their crediting period – no matter what happens in the market after they’ve locked in. They can lock an index value simply by activating the Index Lock (either manually, or with Auto Lock).