PruLife Index Advantage Universal Life
As of 08/19/24, this product is being phased out and is only available in states that have not yet approved Prudential Momentum IUL. Please verify availability in application state prior to soliciting.
PruLife Index Advantage UL is a flexible premium, permanent universal life insurance policy. It provides clients with a death benefit and offers the potential to build cash value through indexed account options and a fixed account that they can use to supplement their retirement income.
Issue Ages: 0-85 (Age Last Birthday)
Minimum Face Amount: $100,000
Riders Available: Accidental Death Benefit, BenefitAccess Rider, Children Level Term Rider, Enhanced Cash Value Rider, Enhanced Disability Benefit, Living Needs Benefit, Overloan Protection Rider
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | Consumer Concierge Care Microsite | 07/15/2026 | Click Here |
| Advisor Use Only | Forms | 06/09/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 10/08/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Consumer Brochure (not for use in CA) | 06/22/2026 | 1012733-00005-00 | Click Here |
| Consumer Use | BenefitAccess Rider Consumer Brochure | 07/15/2026 | 1014461-00008-00 | Click Here |
| Advisor Use Only | Product Highlights | 06/22/2026 | 1016598-00005-00 | Click Here |
| Advisor Use Only | BenefitAccess Rider Advisor FAQ | 07/15/2026 | 1055225-00006-00 | Click Here |
| Advisor Use Only | BenefitAccess Rider Fast Facts | 07/15/2026 | 1039744-00015-00 | Click Here |
| Advisor Use Only | State Approvals | 06/22/2026 | NR-23201639 | Click Here |
| Advisor Use Only | Overloan Protection Rider Highlights Advisor Flyer | 07/15/2026 | 1007481-00005-00 | Click Here |
| Advisor Use Only | Life Insurance Needs in the Women’s Market Flyer | 06/22/2026 | 1050258-00003-00 | Click Here |
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