PruLife Essential UL may be an ideal choice for clients who want:

• Simple design, with the contemporary benefits they need
• Balance protection with steady cash value growth–not tied to the market
• Confidence in a death benefit with guarantees
• Access policy cash values in case of unexpected expenses
• To fund a trust with life insurance as part of an estate strategy

Issue Ages: 0-85

Minimum Face Amount:

• $25,000 (0-75)
• $100,000 (76-80)
• $250,000 (81-85)

Riders Available: Accidental Death Benefit, Children Level Term Rider, Enhanced Cash Value Rider, Overloan Protection Rider, BenefitAccess Rider, Enhanced Disability Benefit, Living Needs Benefit

Special Features: Six (four Non-Smoker and two Smoker) underwriting categories

• Preferred Best, Preferred Non-Tobacco, Non-Smoker Plus, Non-Smoker
• Preferred Smoker, Smoker