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Indexed Universal Life Express

Indexed Universal Life Express® (IUL Express) is an indexed universal life policy designed to provide you with:

  • Permanent life insurance coverage that may last for your lifetime
  • An accumulation value that has the potential to increase based on the performance of a market index
  • Flexibility for the future
  • Simplified underwriting that doesn’t require a lengthy health inquiry

Issue Ages

  • 18-75 (nontobacco)
  • 18-75 (tobacco)

Initial Death Benefit

  • $25,000 – $300,000 for ages 18-50
  • $25,000 – $250,000 for ages 51-60
  • $25,000 – $150,000 for ages 61+

Riders Available: Terminal Illness, Chronic Illness, Critical Illness, Guaranteed Insurability Rider, Waiver of Surrender Charges for Partial Withdrawals, Lapse Guard

News

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Sales Tools

AudienceDocumentUpdatedLink
Producer Use OnlyDiscover IUL Producer Microsite10/31/2024Click Here
Producer Use OnlyForms11/27/2024Click Here
Producer Use OnlyProducer Training Video10/31/2024Click Here
Producer Use OnlyIUL Microsite Link10/31/2024Click Here
Producer Use OnlySimplified Issue Microsite11/25/2024Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Producer Use OnlyeApp Pre-Approval Producer FAQs11/25/2024628379Click Here
Producer Use OnlyMutual Perks Producer Flyer10/18/2024461403Click Here
Producer Use OnlyIUL Express vs. Term Life Express Producer Flyer10/31/2024458489Click Here
Producer Use OnlyProduct Highlights10/31/2024457976Click Here
Producer Use OnlyProducer Guide10/31/2024457978Click Here
Producer Use OnlyThe Living Benefits of IUL Express Flyer10/31/2024458490Click Here
Producer Use OnlyLiving Benefit Riders Guide10/31/2024616534Click Here
Producer Use OnlyLife Product Portfolio11/25/2024388793Click Here
Producer Use OnlyLong-Term Care Rider Information and Underwriting Guide10/31/2024345501Click Here
Producer Use OnlyLong-Term Care Rider Competitive Snapshot Flyer10/31/2024450595Click Here
Producer Use OnlyAccelerated Death Benefit Riders FAQ10/31/2024388197Click Here
Producer Use OnlyState Rider Approvals Grid10/31/2024386462Click Here
Producer Use OnlyLong-Term Care Rider Flyer10/31/2024345504Click Here
Producer Use OnlyGuaranteed Refund Option Rider Producer Flyer10/31/2024232886Click Here
Producer Use OnlyPrescription Drug Exclusions11/25/2024170121Click Here
Producer Use OnlyExpress Life Products Reference Guide for Simplified Underwriting11/25/202427857Click Here
Consumer UseConsumer Brochure10/31/2024457975Click Here
Consumer UseGrandparents Consumer Brochure11/25/2024213129Click Here
Consumer UseNeeds Analysis Worksheet for Life11/25/2024LYC6584Click Here
Consumer Use“What Comes Next in the Application Process” Consumer Brochure10/31/2024385802Click Here

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