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Accumulation Indexed Universal Life

Issue Ages: 0-90 (Age Nearest Birthday)

Minimum Face Amount: $50,000

Riders Available: Vitality PLUS Program (Healthy Engagement Rider), Long-Term Care (LTCR) Rider, Critical Illness Benefit (CIBR), Return of Premium (ROP) Rider, Preliminary Funding Account (PFA), Cash Value Enhancement Rider, Cash Value Enhancement Plus Rider, Overloan Protection Rider (OPR), Disability Payment of Specified Premium (DPSP) Rider, Accelerated Benefit Rider, Accelerated Death Benefit for Chronic Illness

Critical Illness Benefit Rider – Helps protect clients throughout their working years from the financial burden associated with a critical illness event such as a heart attack, cancer or stroke. (Some state variations may apply. See Rider Highlights for more information).

Special Features:

  • Quit Smoking Incentive
  • Non Tobacco rates for Non Cigarette nicotine users

News

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Sales Tools

AudienceDocumentUpdatedLink
Producer Use OnlyForms11/27/2024Click Here
Producer Use OnlyHancock Talks Podcast10/18/2024Click Here
Producer Use OnlyMulti-Carrier Underwriting Guide12/18/2024Click Here
Producer Use OnlyBenefit Better Microsite Link10/18/2024Click Here
Producer Use OnlyAspire Microsite Link10/18/2024Click Here
Consumer UseCost of Long Term Care Calculator10/21/2024Click Here

Product Resources

AudienceDocumentUpdatedForm NumberLink
Producer Use OnlyPreliminary Funding Account Producer Flyer11/19/2024LIFE-2871Click Here
Producer Use OnlyLong Term Care Rider Producer Guide11/06/2024LIFE-4224Click Here
Producer Use OnlyLife Insurance Product Portfolio10/18/2024LIFE-1832Click Here
Producer Use OnlyAspire with Vitality Producer FAQs10/18/2024LIFE-9636Click Here
Producer Use OnlyProducer Guide11/22/2024LIFE-4831Click Here
Producer Use OnlyAspire with Vitality Producer Guide10/18/2024LIFE-9638Click Here
Producer Use OnlyLife Insurance Riders Guide10/18/2024LIFE-7918Click Here
Producer Use OnlyLiving Benefit Riders Selling Guide10/18/2024LIFE-1989Click Here
Producer Use OnlyBest Class Basic Criteria10/18/2024LIFE-5872Click Here
Producer Use OnlyLong Term Care Rider Seller’s Guide11/06/2024LIFE-4225Click Here
Producer Use OnlyVitality Program Producer FAQs10/21/2024LIFE-4818Click Here
Producer Use OnlyRoutine Underwriting Requirements10/21/2024LIFE-5096Click Here
Producer Use OnlySpecimen Policy11/22/2024ICC24 24AIULClick Here
Producer Use OnlyReturn of Premium Specimen Rider11/06/202408PROROPRClick Here
Producer Use OnlyMore Opportunities Index Account Options Flyer11/06/2024LIFE-2386Click Here
Consumer UseEarn Vitality Points for Healthy Living Consumer Flyer10/21/2024LIFE-5915Click Here
Consumer UseLong Term Care Rider Consumer Guide11/06/2024LIFE-4226Click Here
Consumer UseProtection with Life Insurance Consumer Guide11/06/2024LIFE-1954PROTECTIONClick Here
Consumer UseSupplementing Income with Life Insurance Consumer Guide11/06/2024LIFE-1954SUPPLEMENTALClick Here
Consumer UseCritical Illness Benefit Rider – How It Works Consumer Flyer11/06/2024LIFE-2548Click Here
Consumer UseIndexed UL Consumer Guide11/06/2024LIFE-6953Click Here

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