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Accumulation Indexed Universal Life
Issue Ages: 0-90 (Age Nearest Birthday)
Minimum Face Amount: $50,000
Riders Available: Vitality PLUS Program (Healthy Engagement Rider), Long-Term Care (LTCR) Rider, Critical Illness Benefit (CIBR), Return of Premium (ROP) Rider, Preliminary Funding Account (PFA), Cash Value Enhancement Rider, Overloan Protection Rider (OPR), Disability Payment of Specified Premium (DPSP) Rider, Accelerated Benefit Rider, Accelerated Death Benefit for Chronic Illness
Critical Illness Benefit Rider – Helps protect clients throughout their working years from the financial burden associated with a critical illness event such as a heart attack, cancer or stroke. (Some state variations may apply. See Rider Highlights for more information).
Special Features:
- Quit Smoking Incentive
- Non Tobacco rates for Non Cigarette nicotine users
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 06/27/2024 | Click Here |
Producer Use Only | Hancock Talks Podcast | 07/15/2024 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 08/07/2024 | Click Here |
Producer Use Only | Benefit Better Microsite Link | 07/15/2024 | Click Here |
Producer Use Only | Aspire Microsite Link | 07/15/2024 | Click Here |
Consumer Use | Cost of Long Term Care Calculator | 07/15/2024 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Long Term Care Rider Producer Guide | 08/06/2024 | LIFE-4224 | Click Here |
Producer Use Only | Life Insurance Product Portfolio | 07/15/2024 | LIFE-1832 | Click Here |
Producer Use Only | Producer Guide | 09/03/2024 | LIFE-4831 | Click Here |
Producer Use Only | Aspire with Vitality Producer FAQs | 07/15/2024 | LIFE-9636 | Click Here |
Producer Use Only | Aspire with Vitality Producer Guide | 07/15/2024 | LIFE-9638 | Click Here |
Producer Use Only | Life Insurance Riders Guide | 07/15/2024 | LIFE-7918 | Click Here |
Producer Use Only | Living Benefit Riders Selling Guide | 07/15/2024 | LIFE-1989 | Click Here |
Producer Use Only | Best Class Basic Criteria | 07/15/2024 | LIFE-5872 | Click Here |
Producer Use Only | Long Term Care Rider Seller’s Guide | 08/06/2024 | LIFE-4225 | Click Here |
Producer Use Only | Vitality Program Producer FAQs | 07/15/2024 | LIFE-4818 | Click Here |
Producer Use Only | Routine Underwriting Requirements | 07/15/2024 | LIFE-5096 | Click Here |
Producer Use Only | Specimen Policy | 09/03/2024 | ICC24 24AIUL | Click Here |
Producer Use Only | Return of Premium Specimen Rider | 08/06/2024 | 08PROROPR | Click Here |
Producer Use Only | More Opportunities Index Account Options Flyer | 08/06/2024 | LIFE-2386 | Click Here |
Consumer Use | Earn Vitality Points for Healthy Living Consumer Flyer | 07/15/2024 | LIFE-5915 | Click Here |
Consumer Use | Long Term Care Rider Consumer Guide | 08/06/2024 | LIFE-4226 | Click Here |
Consumer Use | Protection with Life Insurance Consumer Guide | 08/06/2024 | LIFE-1954PROTECTION | Click Here |
Consumer Use | Supplementing Income with Life Insurance Consumer Guide | 08/06/2024 | LIFE-1954SUPPLEMENTAL | Click Here |
Consumer Use | Critical Illness Benefit Rider – How It Works Consumer Flyer | 08/06/2024 | LIFE-2548 | Click Here |
Consumer Use | Indexed UL Consumer Guide | 08/06/2024 | LIFE-6953 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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