Simplified Senior Life is a whole life insurance policy that offers up to $100,000 in life insurance coverage for seniors. It’s designed to give buyers in their senior years a way to provide an inheritance, help ensure a financially dependent loved one is cared for, or make certain no one inherits their debt.

With a Gerber Life Simplified Senior Life Policy:

Issue Ages: 50-80
Face Amounts: $25,000 -> $100,000

Accelerated Death Benefit (ADB) Rider is offered at no additional cost.

No required medical exams for applicants age 70 and under.

Decisions are made quickly and generally within a minute from the time a digital or telephone application is submitted.

1. The ADB Rider is subject to a minimum of $10,000 and is offered with the issued policy. There is no additional cost. The Rider benefits allow for the insured, if diagnosed with a terminal illness with a life expectancy of 12 months or less, to request a portion of the death benefit while still living.
2. A medical exam and full underwriting are required for individuals age 71 to 80 who apply for coverage.
3. In order to provide a decision within a minute, Gerber Life will search databases for prescription history, motor vehicle records and medical information.
4. Replacements are not accepted in following states: CA, DE, FL, ID, IL, KY, MA, NY, PA, PR, TN, and WA.