Express Universal Life
Express UL is a flexible premium adjustable life insurance policy (a simplified issue universal life insurance
policy) with two options available: A level death benefit (Option 1) and an increasing death benefit
(Option 2).
Issue Ages (nearest):
- Non-tobacco: 15-75
- Tobacco: 18-75
Minimum Face Amount: $25,000
Maximum Face Amount: $500,000
Riders Available: Total Disability Benefit Rider, Waiver of Premium Disability Agreement, Children’s Insurance Agreement, Accidental Death Benefit, Family Insurance Agreement, Accident Only Total Disability Benefit Rider
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | Prearrangement Instructions Worksheet | 11/11/2024 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Producer Use Only | Producer Guide | 10/18/2024 | 3621 | Click Here |
| Producer Use Only | State Approval Grid | 10/18/2024 | 3645 | Click Here |
| Producer Use Only | Sample Application | 10/18/2024 | AA9818 | Click Here |
| Producer Use Only | Products at a Glance | 11/11/2024 | Click Here | |
| Consumer Use | Consumer Brochure | 10/18/2024 | 3620 | Click Here |
| Consumer Use | Chronic Illness Accelerated Death Benefit Rider Consumer Flyer | 11/11/2024 | 3644 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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