Digital Platform Enhancements: Expanded Coverage Amounts
We’re making rapid updates that widen eligibility for our new digital application platform and enhance the experience for our distribution partners and their clients. We’ll continue to provide new capabilities and support for the many ways you choose to do business with us.
NEW! Coverage Amounts Above $2 Million Now Available For Digital Applications
Applicants applying for all coverage amounts are now eligible to use the new digital application platform. Agents should prepare clients for the possibility of an optional online application experience if they otherwise qualify for the platform.
A Simple, Online Application With Built-in Accelerated Underwriting
Currently, more than 30% of applicants using the digital application are approved without the need for exams or APSs. Automated underwriting rules built into the application give eligible clients the opportunity for an easy, exam-free experience.
Reminder: current digital platform criteria
- All Ages
- All Coverage Amounts
- All states except NY
- Proposed Insured is Owner and Payor
At this time the platform cannot accept:
- Waiver of Premium
- Business coverage
- Multiple policies for one applicant