Trendsetter® LB (Living Benefits) Term
Term Options: 10, 15, 20, 25 and 30 Years
Issue Ages: (Age Last Birthday)
For Face Amounts between $25,000 and $99,999:
- 10 Year: 18-60
- 15 Year: 18-60
- 20 Year: 18-60
- 25 Year: 18-60
- (18-49 Tobacco Classes)
- 30 Year: 18-50
- (18-40 Tobacco Classes)
For Face Amounts between $100,000 and $249,999:
- 10 Year: 18-80
- 15 Year: 18-75
- (18-73 Tobacco Classes)
- 20 Year: 18-70
- (18-65 Tobacco Classes)
- 25 Year: 18-63
- (18-57 Tobacco Classes)
- 30 Year: 18-57
- (18-46 Tobacco Classes)
For Face Amounts between $250,000 and $2,000,000:
- 10 Year: 18-80
- 15 Year: 18-75
- (18-73 Tobacco Classes)
- 20 Year: 18-70
- (18-65 Tobacco Classes)
- 25 Year: 18-65
- (18-60 Tobacco Classes)
- 30 Year: 18-58
- (18-53 Tobacco Classes)
Minimum Face Amount: $25,000
Non-Med up to $249,999
Conversion Option Available
Riders included at no additional cost: Chronic Illness Accelerated Death Benefit, Critical Illness Accelerated Death Benefit, Income Protection Option, Terminal Illness Accelerated Death Benefit, Conversion Option Endorsement
Riders Available: Accident Indemnity, Children’s Insurance Rider, Monthly Disability Income Rider, Waiver of Premium
Special Features: The occasional use of a cigar (1 per month or less) may be disregarded if the cigar use is fully admitted on the application and the urine specimen is negative for cotinine.
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 06/27/2024 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 08/07/2024 | Click Here |
Producer Use Only | Financial Professionals Microsite | 08/02/2024 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Comparison Flyer | 07/26/2024 | 133026R4 | Click Here |
Producer Use Only | Term Life Conversion Guide | 07/26/2024 | 131319R18 | Click Here |
Producer Use Only | Trendsetter Producer Guide | 07/26/2024 | 133040R8 | Click Here |
Producer Use Only | Life Products Portfolio | 07/26/2024 | 123376R12 | Click Here |
Producer Use Only | State Availability Grid | 07/26/2024 | 2636865R6 | Click Here |
Consumer Use | Trendsetter Consumer Guide | 07/26/2024 | 133038R5 | Click Here |
Consumer Use | Consumer Guide | 07/26/2024 | 122982R6 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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