Required Age for Cognitive Assessment Increased

Effective December 16, 2024, the age at which a cognitive assessment is required for our SecureCare^™ product line has been increased. A cognitive assessment is now required for clients ages 60 and older.

This change applies to both SecureCare Universal Life (available only in California) and SecureCare III, a long-term care and nonparticipating whole life insurance policy (available in all states except New York and California).

Please note: a cognitive assessment may still be required for younger clients based on their responses to the underwriting questionnaire (part 2 of the application).