New California Life Insurance and Annuity Best Interest Training Requirements in 2025

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The California Department of Insurance recently approved new life insurance and annuity training requirements that applies to all resident and non-resident California agents.  The breakdown of these training requirements is listed below:

2025 4-Hour Life Insurance Training

  • This new 4-hour course applies to all California life agents (resident and non-resident) licensed on or after January 1, 2024, and focuses on individual life insurance policies other than term life with no cash value.
  • California life agents (resident or non-resident) licensed prior to January 1, 2024, are not required to complete this 4-hour life insurance training course.
  • Life agents licensed on or after January 1, 2024, must complete this 4-hour life insurance training by January 1, 2025.
  • This is a one-time training requirement.
  • RegEd is one of the providers offering a course to satisfy this training requirement (Course 524_CA).

2025 8-Hour Annuity Training

  • This new 8-hour annuity training will be required for all California life agents (resident and non-resident) who solicit annuity products.
  • Life agents who were licensed prior to January 1, 2025, must complete the new 8-hour annuity training course before the next expiration date of their license, but not later than July 1, 2025.
  • Life agents licensed on or after January 1, 2025, must complete this new 8-hour annuity training course prior to soliciting annuity business.
  • RegEd is one of the providers expected to offer this 2025 8-Hour annuity training (Course 522_CA), but it is not yet available at this time.
  • A link to the California department of insurance website for a listing of approved providers can be found here https://cdicloud.insurance.ca.gov/epcl by searching 2025 Annuity 8-Hour Training under the Category type.

 2025 4-Hour Annuity Training

  • This new 4-hour annuity training will be required for all California life agents (resident and non-resident) who solicit annuity products.
  • This new 4-hour annuity training course applies to all California agents (resident and non-resident) who solicit annuity products, and this requirement takes effect on January 1, 2025.
  • Agents who are licensed prior to January 1, 2025, must complete the new 2025 4-hour Annuity training course prior to each license renewal.
  • If the agent’s license renewal is after July 1, 2025, the agent must complete the new 2025 4-hour Annuity training course prior to that date.
  • RegEd is one of the providers expected to offer this 2025 4-Hour annuity training (Course 523_CA), but it is not yet available at this time.
  • A link to the California department of insurance website for a listing of approved providers can be found here https://cdicloud.insurance.ca.gov/epcl by searching 2025 Annuity 4-Hour Training under the Category type.

ONLINE TRAINING

Mutual of Omaha has contracted with RegEd to offer state-approved CE annuity courses to meet this requirement.

  • RegEd is available to brokers at reged.com/moobroker for an annual fee of $30.00, which will allow unlimited access to CE courses.
    • You must sign in as a first-time user and create an account. Then login using the new username and password.
  • When registering for a course, check the CE option and RegEd will send your completed CE information to the state.
  • Once you complete the training course, your annuity training information will be automatically sent to Mutual of Omaha.