MassMutual DI Improves Pricing with New Top Occupational Class and Upgrades

Effective 12/01/2024 

We’re at it again! 

Our latest DI occupational class upgrades, including the new, top 5A/5, unlock substantial savings and deliver maximum value to your clients.

Note: Upgrades will apply to new business, pending business, and issued-not-reported business in all jurisdictions except New York (subject to approval). 

Radius Choice and RetireGuard occupation class upgrades 

Together with upgrades announced on Oct. 31, MassMutual has now upgraded over 50 occupations that are ideal for Radius Choice and RetireGuard, including: 

  • 5A/3 to 5A/5: Architects, attorneys, and computer systems analysts
  • 4A to 5A (if their income exceeds $150,000): Bookkeepers, auditors, payroll clerks, and office managers
  • Up to 5A/5 ($250,000+ income): Hedge fund managers, stockbrokers, and venture capitalists
  • Key social worker, clergy and nurse practitioner upgrades
  • And many more… 

Refer to Disability Income Insurance – Radius Choice and RetireGuard Occupational Class Upgrades for details. 

MaxElect occupation class upgrades 

For Worksite (Guaranteed Standard Issue), we have upgraded over 20 occupations that are ideal for DI,* including:  

  • Social worker LCSW/MSW
  • Data manager
  • CRNA
  • Nurse practitioner
  • Perfusionist
  • Physician’s assistant
  • Select sales and financial professionals
  • Investment banker
  • Hedge fund manager
  • And many more… 

Refer to Disability Income Insurance – Worksite Occupational Class Upgrades for details on income and experience criteria. 

Further info:

*For Worksite, 4A/3, 5A/3, and 5A/5 are not available.