Help Meet Clients’ Changing Needs with Flexible Protection

Straightforward term coverage — now with a conversion option for long-term protection and chronic illness coverage. 

No one likes to think about developing a chronic illness. But there’s a strong chance your clients will become chronically ill at some point in their lives. That’s why it’s crucial they have reliable protection.
Available on new Protective® Classic Choice term policies, the Conversion ChoiceSM rider with ExtendCareSM provides a more flexible way to meet clients’ changing needs with:

  • Added protection for chronic illness expenses with the ExtendCare rider upon conversion
  • Longer conversion periods for a broader range of Protective permanent products
  • No additional medical exams or underwriting