Navigating Impairments with MMSD: Depression and Anxiety Recap
Here’s a recap of what we covered:
How do we define depression and anxiety?
Depression is a common mental condition that includes persistent low mood, loss of interest in activities and difficulty with daily life. Anxiety is an emotion characterized by a state of apprehension, uneasiness and fear. Nearly 1/3 of Americans report symptoms of anxiety or depression.
There are many risk factors that increase risk, including:
- Genetics
- Biochemical changes
- Substance abuse
- Environmental and trauma
- Comorbid medical conditions
Field Underwriting Questions:
- What is the specific diagnosis?
- When was it initially diagnosed?
- Frequency and impact of symptoms?
- Treatment type, any changes, and compliance?
- Any significant episodes?
Review A Closer Look at Life Underwriting: Impact of Depression & Anxiety (U1022) for more information.