Help Clients Bridge Coverage Gaps – Learn How

Offer term clients future protection and fill coverage gaps with our conversion rider

42% of American adults say they need life insurance or need to obtain more coverage.¹ 

By adding the Conversion Choice^SM rider with ExtendCare^SM to Protective^® Classic Choice term, clients get dependable coverage now along with more protection to fill future coverage gaps. It offers:

• More time to convert to a permanent policy
  Up to two years before the term ends, 18 years or the insured’s 70th birthday
• More permanent protection options to choose from
  Including our strong portfolio of universal life solutions
• More protection for the unexpected
  Access to chronic illness protection with ExtendCare at the time of conversion

Plus, no additional underwriting or medical exams required at conversion.