NEW DI Underwriting Enhancements
Increase Business with Our Expanded Express DI
We increased our Radius Choice and Radius client medical interview (CMI) limit from $6,000 to $7,500, and our Business Overhead Expense (BOE) maximum monthly benefit from $10,000 to $20,000.
New Underwriting Approach to Restricted Stock Units (RSU)
As part of a client’s insurable income, we are enhancing our underwriting approach for RSUs, allowing us to count 100% of the RSU’s included in a client’s W-2 wages as taxable income.
Enhanced Additional Benefit Option for Benefits Increase Rider
The income requirement for the Additional Benefit Option in the Radius Choice Benefits Increase Rider has been enhanced for new and in-force Radius Choice 21 policies.