Underwriting Hot Topic: Build Chart Guidelines

Securian Financial’s Guideline Enhancement Program strives to deliver enhancements that help us provide consistent and improved underwriting offers.

Our recent update includes our build chart guidance and here’s what you need to know:

  • We’ve condensed down to two age groups, ages 16-64 and 65+.
  • Our updated guidance now creates additional leniency on preferred and preferred select rate classes for ages 65+.
  • We’ve added a preferred rate class to underweight tables for ages 16-64.

To determine available classes for your next client, view the updated build charts below.