Help Clients Unlock More Financial Growth
Give new life to low performing accounts.
Smart Builder IUL 3 combines death benefit protection and flexibility for your clients. This indexed universal life (IUL) insurance product may interest clients who want the opportunity to strengthen low-performing accounts, while keeping their money accessible during times of need. It also offers:
- Opportunity to leverage their low-interest bearing accounts into a larger, generally tax-free death benefit1
- Potential to grow cash value
- Ability to access funds while living if diagnosed with a qualifying illness2, allowing insured to continue living at home or pay the bills during recovery
How does IUL work?
Show your clients the power of IUL with this client-friendly video that breaks it all down!
1. Neither North American nor its agents give legal or tax advice. Please consult with and rely on a qualified legal or tax advisor before entering into or paying additional premiums with respect to such arrangements.
2. Subject to eligibility requirements. An administration fee is required at time of election of an accelerated death benefit. The death benefit amount will be reduced by the accelerated death benefit amount. Since benefits are paid prior to death, a discount will be applied to the death benefit amount accelerated. As a result, the actual amount received will be less than the amount of death benefit amount accelerated.