[VIDEO] Asset Allocation vs Asset Location from Lincoln
Take advantage of asset location
When it comes to assets, location matters. Help clients keep more of what they earn — during the accumulation and distribution phases — by exploring tax-advantaged solutions, like cash value life insurance. A properly designed cash value life insurance policy can offer clients:
- Tax-deferred growth
- Income tax-free distributions1 and death benefits
- No additional tax for early withdrawals
- And has no impact on Social Security benefits or Medicare premiums
1Distributions are through loans and withdrawals, which will reduce a policy’s cash value and death benefit. Loans are not considered income and are not taxable while withdrawals are tax-free up to the policy’s cost basis, provided the policy is not a MEC.