Top Four Reasons to Check Out Eclipse Accumulator IUL
Eclipse Accumulator IUL — a great option for accumulation
Don’t let market volatility impact your client’s plans. Eclipse Accumulator Indexed Universal Life (IUL) was built to withstand a variety of markets so your client’s retirement income is there when they need it. It offers upside potential with downside protection through five indexed account options, all with a zero percent floor. We’ve got four great reasons to check it out for your next accumulation sale.
Top 4 reasons to choose Eclipse Accumulator IUL
- Low-cost design
- Eclipse Accumulator’s low cumulative charges, especially in the first 20 years, can make a significant impact on a client’s retirement income, especially in times of zero percent crediting.
- Diverse indexed account options and competitive rates
- Five indexed account options, including S&P PRISM℠ index or S&P Low Volatility index for added volatility protection
- Competitive caps
- 32% max illustrated rate
- Competitive maximum distributions
- Highly ranked against its competitors — especially for clients 45 and younger and standard or better underwriting classes*
- Competitive account value bonus in years 10+
- Maximum flexibility
- Choose from four competitive loan options
- Add optional agreements for a truly customized policy
Check out product resources and competitive materials on our Eclipse Accumulator IUL webpage.
* This comparison does not take all material factors into account and must not be used with the public. These factors include but are not limited to: indexed account options, rider availability, surrender periods, or fees and expenses. For information regarding these and other factors, please consult each company’s respective policy guide.