Reminder: 2023 Holiday Schedule and Year-End Processing Guidelines

As we near the end of the year, the following holiday schedule and year-end business processing guidelines will help expedite your business.

2023 holiday schedule
The Protective offices will be closed on the following dates:

  • Thanksgiving: Thursday, November 23
  • The day after Thanksgiving: Friday, November 24
  • Christmas Eve (observed): Friday, December 22
  • Christmas Day: Monday, December 25
  • New Year’s Day: Monday, January 1

Note: The Sales Desk will have limited staff available on Friday, November 24 and Friday, December 22.

To expedite your business during this time, please be aware of the year-end processing guidelines:

 

Key dates:

Underwriting
To place a case in-force for year-end 2023, all necessary forms and underwriting requirements should be in-house by the close of business on Monday, November 27. This will allow underwriting adequate time to have the case approved, issued, and placed. We will make every effort to accommodate all cases completed by year-end. For assistance with special cases, contact your Regional Vice President or Protective Case Manager.

New business
Delivery requirements received in the Birmingham Home Office by 1 p.m. CT on Tuesday, December 26 will be processed as 2023 paid activity.

Commission processing
In December, multiple commission cycles will run to credit your year-end business. The final commission cycle for the year will be made on Friday, December 29.