Introducing Our Underwriting Sweet Spots

I am thrilled to introduce a new flyer, Underwriting Sweet Spots, designed to help you identify life insurance cases that may be a good fit for MassMutual. 

Underwriting Sweet Spots: The Highlights
MassMutual has several areas where we compete favorably based on our Underwriting approach: 

• High internal retention limits – especially for Whole Life products. Consider us for capacity on large jumbo cases.
• Preferred Point system that allows for a more holistic approach with fewer knock-out questions.
• High Net Worth Foreign National program relaxed US nexus requirements, high internal retention limits for Whole Life residents of A/B countries, and consideration of verified World Wide Assets to support total line of coverage.
• Ultra Preferred is available for BMI up to 34.9 and Standard up to 37.9. Certain criteria will apply for each underwriting class.
• Ultra Preferred may be available in following scenarios: mild/moderate obstructive sleep apnea, mild anxiety/depression, Stage 1 Thyroid and Prostate cancer (2-5 years after end of treatment depending on specific details). 

MMSD Underwriters are available to discuss underwriting in more detail with you, including how they may apply to any of your current active cases. Keep in mind that our underwriting team also has the ability to make customer-centric decisions based on sound judgment and critical thinking. And don’t forget to explore more of our strengths on our new Underwriting Digital Hub.