Terminal Dividend Helps Defuse Objections

INSURANCE THAT HELPS PROVIDE ASSURANCE 

Lafayette Life’s Patriot Whole Life policy is available with the Terminal Dividend Endorsement (TDE). The TDE, if elected at application, pays a one-time dividend (if necessary) should the policyowner surrender the contract within the first five policy years. Key details include: 

  • No added cost.
  • Eligible policies must also elect the SPUA rider at a sufficient value.

Understand: Dividends aren’t guaranteed. The Terminal Dividend doesn’t impact the policy’s cash value and isn’t available for loans or partial withdrawals. Learn more in this new case study.