VersaChoice: Performance Strength + Recent Rate Improvements
Check out our updated diversification flyer
Our diversification flyer features two field-favorite diversification scenarios using our top-selling NAC VersaChoiceSM 10 fixed index annuity.
Whether your clients are hoping to gain more upside potential with enhanced crediting methods1, or weather market volatility, NAC VersaChoiceSM 10 offers 13 uncapped index strategies with net2 illustrated rates from 5.38% – 16.30%.
(subject to a participation rate or index margin. Based on last 10 years3).
Now is a great time to see if NAC VersaChoiceSM 10 is a good fit for your clients.
1. Strategy charge: Known as a strategy fee annual percentage in the contract. In exchange for the charge, an enhanced participation rate is received. The charge is multiplied by the number of years in the crediting term and is deducted once each term from the accumulated value allocated to the enhanced participation rate method. The charge will be deducted once each term at the earliest of any partial withdrawal that exceeds the penalty-free amount, a full surrender or the end of the term. The strategy charge will be deducted regardless of the interest credited to the contract and can lead to loss of premium in certain scenarios. For NAC VersaChoice, the strategy charges are considered a partial surrender outside of the available penalty-free amount and for purposes of the return of premium feature will reduce the net premium accordingly.
2. Net illustrated rate reflects applicable crediting rate parameters and strategy charges. Interest credits greater than 0% are not guaranteed.
3. Based on hypothetical projected illustrated rates, last 10 years, high band of $75,000+, and applicable crediting rate parameters and strategy charges as of November 10, 2022. Hypothetical illustrated rates are not intended to predict future performance. The use of alternate assumptions could product significantly different results.