The Optimal Fixed Solution

Annuities and Certificates of Deposit (CDs) are popular choices among individuals who want a safe, low-risk way to save money. Which one would suit your clients’ needs best?

Palladium® Multi-Year Guarantee (MYG) 3-Year Annuity provides an attractive fixed interest rate and the ability to grow your client’s earnings on a tax-deferred basis.

Just look at our rates compared to the national CD rate average:

MYG TermYield to Surrender 1,2 CD TermYield to Surrender 1,2
3 Years3.90% 3 Years0.98%

1) MYG rates for initial premiums of $100,000 or more. For initial premiums of less than $100,000, subtract 0.10% for the duration of the Interest Rate Guarantee Period as stated in the contract’s data section, add an extra 0.15% for $250k+.

2) Best CD rates for October 2022, Bankrate, 2022. Contract Form Series MYG20; MYG16(04); AI20 (Forms may vary by state).