SERIES OF SOLUTIONS: Signature Whole Life
HIGHER PREMIUMS Accumulation Focused | Signature Performance Indexed UL |
▲ | | ▼ | Signature Protection Indexed UL |
Signature Whole Life | |
Signature Guaranteed UL | |
LOWER PREMIUMS Death Benefit Focused | Signature Term Life |
Signature Whole Life offers a financial safety net which provides a permanent layer of protection against unplanned events.
- Protection for life’s unexpected trials with Accelerated Benefit Riders.1
- Ability to borrow from the guaranteed cash value (which grows each year) in the event of unforeseen expenses.2
- Secure level premium amounts, paid throughout the life of the policy.
1) Chronic Illness not available in California on term products or products with term riders. Some states may limit the definition of Terminal Illness to conditions that are expected to result in death within 12 months. All riders may not be available in all states. Riders may vary by state. The riders are offered at no additional premium. However, the accelerated payment will be less than the requested death benefit because it will be reduced by an actuarial discount and an administrative fee of up to $500. The amount of the actuarial discount is primarily dependent on American National’s determination of the insured’s life expectancy at the time of election.
2) At death, any unpaid loan and interest would be deducted from the proceeds payable to the named beneficiary(ies). Policy Form Series: GIUL21, ABR14-TM; ABR14-CH; ABR14-CT, ULNC14, ULPTP14, ULUNC21, PWL16, IUL19, ART18, SGUL18, ULBM19 (Forms May Vary by State).