Which Client is the Most Satisfied with Their Outcome?
It’s been awhile since Lincoln Financial started the conversation about the risks in fixed income investing. At that time, we shared how shifting a portion of assets from bonds to a Lincoln OptiBlend® 10 fixed indexed annuity may benefit clients’ portfolios, offering more upside growth potential with built-in principal protection.
What’s happened?
Looking back, when equity markets rallied, rising interest rates sent bond prices lower, resulting in negative returns.*
| 1-Year Returns* (2/25/21 – 2/25/22) | |
|---|---|
| S&P 500 Index | 14.50% |
| Bloomberg U.S. Aggregate Bond Index | -2.49% |
| Lincoln OptiBlend® 10 1 Year S&P 500 DRC 5% Index w/ 0.70% Spread | 4.58% |
Past performance is no guarantee of future results.
*The S&P 500 Index is a price index and does not reflect dividends paid on underlying stocks. The S&P 500 Daily Risk Control 5% Index does include dividends paid. One cannot invest directly in an index.
How have clients’ portfolios done?
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For illustrative purposes only to demonstrate diversifying allocation in a portfolio.
It’s not too late. Today’s interest rate environment will likely continue to challenge bond investors for the foreseeable future. Clients nearing retirement may be more cautious about market risk and interested in a strategy designed to provide 100% downside protection with upside growth potential.
Reach out to your Internal Wholesaler at Financial Markets Inc to find out how Lincoln OptiBlend 10 can help.