Rates Rise for Athene FIA Products Effective 01/28/22
Great news! Rates are rising on select Athene products.
Rate grids with current and new rates can be found below. For additional information visit Athene Connect where you can…
- View current and past rate changes
- Download forms and materials
- Run an illustration
These changes will be effective with a contract date on or after January 28, 2022. The contract effective date is the date the contract has been deemed in good order and all funds received. While we cannot reissue contracts, any pending business will receive the new rates if the contract date is on or after the rate change effective date.
Revised materials will be available on Athene Connect beginning January 28, 2022. Be sure to use up-to-date materials when offering Athene annuities. You may experience slight processing delays on any print orders in the days before or after a rate change effective date.
Athene AccumulatorSM 10 Crediting Rates
| Athene Accumulator 10 | |||
| Strategy Crediting Rates | Premium Band |
Current | New |
| 2-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
140% | 150% |
| Low Band: Up to $100,000 |
135% | 140% | |
| 1-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
105% | 110% |
| Low Band: Up to $100,000 |
97% | 100% | |
| 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
92% | 100% |
| Low Band: Up to $100,000 |
87% | 92% | |
| 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
62% | 65% |
| Low Band: Up to $100,000 |
57% | 60% | |
| 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
110% | 120% |
| Low Band: Up to $100,000 |
105% | 110% | |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
85% | 90% |
| Low Band: Up to $100,000 |
80% | 82% | |
| 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | High Band: $100,000+ |
95% | No Change |
| Low Band: Up to $100,000 |
90% | No Change | |
| 1-Year PTP – S&P 500® (Cap) | High Band: $100,000+ |
5.30% | 5.50% |
| Low Band: Up to $100,000 |
5.00% | 5.25% | |
| Bailout Cap Rate | 3.50% | No Change | |
| Fixed | High Band: $100,000+ |
2.35% | 2.50% |
| Low Band: Up to $100,000 |
2.20% | 2.35% | |
| Minimum Interest Credit 3 | 5.00% | No Change | |
1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.
2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month.
3 Not available in CA.
Athene AccumulatorSM 7 Crediting Rates
| Athene Accumulator 7 | |||
| Strategy Crediting Rates | Premium Band |
Current | New |
| 2-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
125% | 140% |
| Low Band: Up to $100,000 |
120% | 135% | |
| 1-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
92% | 100% |
| Low Band: Up to $100,000 |
87% | 95% | |
| 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
82% | 92% |
| Low Band: Up to $100,000 |
77% | 87% | |
| 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
55% | 60% |
| Low Band: Up to $100,000 |
52% | 57% | |
| 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
100% | 110% |
| Low Band: Up to $100,000 |
95% | 105% | |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
75% | 82% |
| Low Band: Up to $100,000 |
72% | 77% | |
| 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | High Band: $100,000+ |
85% | 90% |
| Low Band: Up to $100,000 |
80% | No Change | |
| 1-Year PTP – S&P 500® (Cap) | High Band: $100,000+ |
4.80% | 5.25% |
| Low Band: Up to $100,000 |
4.55% | 5.00% | |
| Bailout Cap Rate | 3.00% | No Change | |
| Fixed | High Band: $100,000+ |
2.10% | 2.35% |
| Low Band: Up to $100,000 |
1.95% | 2.20% | |
| Minimum Interest Credit 3 | 3.00% | No Change | |
1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.
2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month.
3 Not available in CA.
Athene AccumulatorSM 5 Crediting Rates
| Athene Accumulator 5 | |||
| Strategy Crediting Rates | Premium Band |
Current | New |
| 2-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
120% | 135% |
| Low Band: Up to $100,000 |
110% | 125% | |
| 1-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
87% | 95% |
| Low Band: Up to $100,000 |
80% | 90% | |
| 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
77% | 87% |
| Low Band: Up to $100,000 |
72% | 82% | |
| 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
52% | 57% |
| Low Band: Up to $100,000 |
50% | 53% | |
| 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
95% | 105% |
| Low Band: Up to $100,000 |
87% | 97% | |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
72% | 77% |
| Low Band: Up to $100,000 |
67% | 72% | |
| 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | High Band: $100,000+ |
80% | No Change |
| Low Band: Up to $100,000 |
75% | No Change | |
| 1-Year PTP – S&P 500® (Cap) | High Band: $100,000+ |
4.55% | 5.00% |
| Low Band: Up to $100,000 |
4.25% | 4.75% | |
| Bailout Cap Rate | 2.50% | 3.00% | |
| Fixed | High Band: $100,000+ |
1.95% | 2.20% |
| Low Band: Up to $100,000 |
1.80% | 2.05% | |
| Minimum Interest Credit 3 | 2.00% | No Change | |
1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.
2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month.
3 Not available in CA.
Athene AgilitySM 10 Benefit Base Bonus
| Benefit Base Bonus | ||
| Current | New | |
| Agility 10 | 25% | 30% |
Athene AgilitySM 7 Benefit Base Bonus
| Benefit Base Bonus | ||
| Current | New | |
| Agility 7 | 25% | 30% |
Athene ProtectorSM 7 Crediting Rates
| Athene Protector 7 | |||
| Crediting Strategy | Current | New | |
| 1-Year No Cap PTP1 – BNP (Par Rate) | 80% | 90% | |
| 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | 75% | No Change | |
| 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 50% | 53% | |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 67% | 73% | |
| 1-Year PTP – S&P 500® (Cap) | 4.55% | 4.75% | |
| Bailout Cap Rate | 3.00% | No Change | |
| Fixed | 1.80% | 2.05% | |
| Minimum Interest Credit | Most States | 10.00% | 14% |
| CA | 4.00% | No Change | |
1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.
2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month.
Athene ProtectorSM 5 Crediting Rates
| Athene Protector 5 | |||
| Crediting Strategy | Current | New | |
| 1-Year No Cap PTP1 – BNP (Par Rate) | 70% | 80% | |
| 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | 65% | No Change | |
| 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 42% | 47% | |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 57% | 65% | |
| 1-Year PTP – S&P 500® (Cap) | 4.00% | 4.25% | |
| Bailout Cap Rate | 3.00% | No Change | |
| Fixed | 1.45% | 1.80% | |
| Minimum Interest Credit | Most States | 8.50% | 10% |
| CA | 8.50% | 10% | |
1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.
2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month.
Rates are subject to change at any time.