Provide Policyowners With an Additional Layer of Protection

With an Income Advantage IUL insurance policy, your clients get life insurance protection – and the potential to accumulate cash value* that can be used for their future needs. Another benefit, included with all qualifying policies at no additional charge, is the Guaranteed Refund Option (GRO) rider.

The GRO rider provides an additional layer of protection – especially in an unpredictable market. Should the index not experience positive growth, the policyowner can surrender their policy during one of the seven 60-day windows and receive no less than their GRO rider amount – guaranteed! Find out more about the advantages of the GRO rider.