Self-Funded Retirement? We’ve Got Options
We understand that not everyone has access to a defined-benefit pension plan. That’s one of the reasons why we offer we offer fixed index annuities with flexible premium options and lower minimum premium requirements – no matter if they are just getting started or looking to rollover from an existing account.
Performance Choice® 8 fixed index annuity
- Minimum premium $20,000 with ability to add premium at anytime
- Enhanced participation rates up to 185% (includes a strategy charge1)
North American Charter® Plus 10 & 14 fixed index annuities
Limited time! 1% premium bonus increase special2
- Minimum premium $75,000 with ability to add premium at any time
- Premium bonus up to 8% 9% on premium received in first seven years3
Prepare for that next conversation
✓ Access rates and features on Performance Choice and Charter Plus
✓ Get our client-friendly digital rollover kit
1. Known as a strategy fee annual percentage in the contract. The charge is multiplied by two for the two-year crediting strategy. In exchange for a charge, the client receives an enhanced participation rate. The charge will be deducted at the end of each term, or at the time of a full surrender or a partial withdrawal that exceeds the penalty-free withdrawal amount from the accumulated value allocated to the enhanced participation rate method. The strategy charge will be deducted regardless of the interest credited to the contract and can lead to loss of premium.
2. Assumes 1% premium bonus special on both North American Charter Plus 10 and North American Charter Plus 14, high band premium. The premium bonus increase may be modified or discontinued at any time without notice. All decisions are at the sole discretion of North American and all decisions are final. No exceptions will be made.
3. May be subject to premium recapture. Premium bonus shown is for 14-year surrender charge schedule; 7% bonus on premium received in first seven years for 10-year surrender charge schedule. Premium bonus may vary by annuity product, premium band and surrender charge period selected and may be subject to a premium bonus recapture. Products that have premium bonuses may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don’t offer a premium bonus. Over time and under certain scenarios the amount of the premium bonus may be offset by the lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins.