Rates Rise for Select Athene Products Effective 04/16/21
Great news! Rates are rising on select Athene products. Rate grids with current and new rates can be found below. You can also visit Athene Connect for additional product information or to run an illustration.
These changes will be effective with a contract date on or after April 16, 2021. The contract effective date is the date the contract has been deemed in good order and all funds received. While we cannot reissue contracts, any pending business will receive the new rates if the contract date is on or after the rate change effective date.
Revised materials will be available on Athene Connect beginning April 16, 2021. Be sure to use up-to-date materials when offering Athene annuities. You may experience slight processing delays on any print orders in the days before or after a rate change effective date.
For those of you doing business in FL, please note that we did create Suit and PCW guides specific to FL as they have cracked down on what they expect to see on our forms. Let me apologize as some of these seem pretty intense but this was directed at us from FL so we are complying. Those documents are included below.
- Agility 7 & 10 – Increased Par Rates
- Crediting Rates Increased 10-15% in some options!
- Ascent Pro Bonus – BONUS & PAYOUT FACTORS
- Income Base Bonus increased from 10% to 20% on Opt 1; 0 to 15% on Opt 2!!
- Payouts increase 10 bps
- Crediting Rates Increased 10-15% in some options!
- Performance Elite 10 & 15 – BONUS Increase
- Bonus Increase Across the board!
- PE 15 11% – PLUS 17%*
- PE 10 4% – PLUS 10%*
*be sure to check your individual state/rate card for variance.
Athene AccumulatorSM 10 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 65223
- Idaho: Form 65301
- Oregon: Form 65283
|
Athene Accumulator 10 |
|||
|---|---|---|---|
| Strategy Crediting Rates | Premium Band |
Current | New |
| 2-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
115% | 130% |
| Low Band: Up to $100,000 |
105% | 125% | |
| 1-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
85% | 95% |
| Low Band: Up to $100,000 |
80% | 90% | |
| 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
80% | 90% |
| Low Band: Up to $100,000 |
72% | 85% | |
| 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
52% | 60% |
| Low Band: Up to $100,000 |
47% | 55% | |
| 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
90% | 105% |
| Low Band: Up to $100,000 |
85% | 100% | |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
70% | 80% |
| Low Band: Up to $100,000 |
65% | 75% | |
| 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | High Band: $100,000+ |
75% | 90% |
| Low Band: Up to $100,000 |
72% | 85% | |
| 1-Year PTP – S&P 500® (Cap) | High Band: $100,000+ |
4.50% | 5.15% |
| Low Band: Up to $100,000 |
4.25% | 4.75% | |
| Bailout Cap Rate | 3.50% | No Change | |
| Fixed | High Band: $100,000+ |
1.90% | 2.20% |
| Low Band: Up to $100,000 |
1.70% | 2.05% | |
| Minimum Interest Credit | 5.00% | No Change | |
| 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month. |
|||
Athene AccumulatorSM 7 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 65222
- Idaho: Form 65300
- Oregon: Form 65282
| Athene Accumulator 7 | |||
|---|---|---|---|
| Strategy Crediting Rates | Premium Band |
Current | New |
| 2-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
100% | 115% |
| Low Band: Up to $100,000 |
90% | 110% | |
| 1-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
75% | 85% |
| Low Band: Up to $100,000 |
65% | 80% | |
| 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
70% | 80% |
| Low Band: Up to $100,000 |
60% | 75% | |
| 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
45% | 52% |
| Low Band: Up to $100,000 |
40% | 50% | |
| 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
80% | 92% |
| Low Band: Up to $100,000 |
70% | 87% | |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
60% | 70% |
| Low Band: Up to $100,000 |
55% | 67% | |
| 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | High Band: $100,000+ |
70% | 80% |
| Low Band: Up to $100,000 |
60% | 75% | |
| 1-Year PTP – S&P 500® (Cap) | High Band: $100,000+ |
4.00% | 4.50% |
| Low Band: Up to $100,000 |
3.50% | 4.25% | |
| Bailout Cap Rate | 3.00% | No Change | |
| Fixed | High Band: $100,000+ |
1.65% | 1.95% |
| Low Band: Up to $100,000 |
1.35% | 1.80% | |
| Minimum Interest Credit | 3.00% | No Change | |
| 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month. |
|||
Athene AccumulatorSM 5 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 65221
- Idaho: Form 65299
- Oregon: Form 65281
| Athene Accumulator 5 | |||
|---|---|---|---|
| Strategy Crediting Rates | Premium Band | Current | New |
| 2-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
95% | 110% |
| Low Band: Up to $100,000 |
80% | 100% | |
| 1-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
70% | 80% |
| Low Band: Up to $100,000 |
60% | 75% | |
| 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
65% | 75% |
| Low Band: Up to $100,000 |
55% | 70% | |
| 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
42% | 50% |
| Low Band: Up to $100,000 |
37% | 47% | |
| 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
75% | 87% |
| Low Band: Up to $100,000 |
65% | 80% | |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
57% | 67% |
| Low Band: Up to $100,000 |
50% | 62% | |
| 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | High Band: $100,000+ |
65% | 75% |
| Low Band: Up to $100,000 |
55% | 70% | |
| 1-Year PTP – S&P 500® (Cap) | High Band: $100,000+ |
3.75% | 4.25% |
| Low Band: Up to $100,000 |
3.25% | 4.00% | |
| Bailout Cap Rate | 2.50% | No Change | |
| Fixed | High Band: $100,000+ |
1.45% | 1.80% |
| Low Band: Up to $100,000 |
1.25% | 1.65% | |
| Minimum Interest Credit | 2.00% | No Change | |
| 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month. |
|||
Athene Accumulator [GEN (09/15) NB] and Athene Accumulator Legacy Rider [ICC16 GMDB (06/16)] or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.
Athene AgilitySM 10 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 35001
- Idaho: Form 35087
- Oregon: Form 35084
| Athene Agility 10 | ||
|---|---|---|
| Crediting Strategy | Current | New |
| 2-Year No Cap PTP – BNP (Par Rate) | 75% | 90% |
| 1-Year No Cap PTP – BNP (Par Rate) | 55% | 65% |
| 2-Year No Cap PTP1,2 – NASDAQ FC (Par Rate) | 50% | 62% |
| 1-Year No Cap PTP1,2 – NASDAQ FC (Par Rate) | 35% | 42% |
| 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 60% | 72% |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 45% | 57% |
| 2-Year PTP – S&P 500® (Cap) | 5.50% | 6.25% |
| 1-Year PTP – S&P 500® (Cap) | 2.50% | 3.00% |
| Bailout Cap Rate | 0.50% | No Change |
| Fixed | 1.10% | 1.40% |
| 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. The index is managed to create stabilized performance and avoid very high positive returns and very low negative returns. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month. |
||
Athene AgilitySM 7 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 35002
- Idaho: Form 35088
- Oregon: Form 35085
| Athene Agility 7 | ||
|---|---|---|
| Crediting Strategy | Current | New |
| 2-Year No Cap PTP – BNP (Par Rate) | 65% | 80% |
| 1-Year No Cap PTP – BNP (Par Rate) | 50% | 60% |
| 2-Year No Cap PTP1,2 – NASDAQ FC (Par Rate) | 45% | 55% |
| 1-Year No Cap PTP1,2 – NASDAQ FC (Par Rate) | 30% | 37% |
| 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 55% | 65% |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 40% | 50% |
| 2-Year PTP – S&P 500® (Cap) | 5.00% | 5.75% |
| 1-Year PTP – S&P 500® (Cap) | 2.25% | 2.75% |
| Bailout Cap Rate | 0.50% | No Change |
| Fixed | 1.00% | 1.30% |
| 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. The index is managed to create stabilized performance and avoid very high positive returns and very low negative returns. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month. |
||
Athene Agility [GEN (09/15) NB], Income and Death Benefit Rider [IR (06/18)] and Enhanced Income Benefit Endorsement [EIBR (06/18)] or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificates of Disclosure for details. Products not available in all states.
Athene AscentSM Pro 10 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 65219
- Idaho and Oregon: Form 65288
| Athene Ascent Pro 10 | ||
|---|---|---|
| Strategy Crediting Rates | Current | New |
| 2-Year No Cap PTP1 – BNP (Par Rate) | 80% | 95% |
| 1-Year No Cap PTP1 – BNP (Par Rate) | 55% | 70% |
| 2-Year No Cap PTP1, 2 – Nasdaq FC (Par Rate) | 60% | 62% |
| 1-Year No Cap PTP1, 2 – Nasdaq FC (Par Rate) | 40% | 42% |
| 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 65% | 72% |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 50% | 57% |
| 1-Year No Cap PTP1 – S&P 500 Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | 40% | 60% |
| 1-Year PTP – S&P 500® (Cap) | 3.00% | 3.50% |
| Bailout Cap Rate | 1.00% | No Change |
| Fixed | 1.10% | 1.40% |
| Minimum Interest Credit | 1.0% | No Change |
| 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month. |
||
Athene AscentSM Pro 10 Income Base Bonus
Download our Product Guide for rates and state approvals.
- Most states: Form 65219
- Idaho and Oregon: Form 65288
| Ascent Pro 10 | Rider Option | Income Base Bonus | |
|---|---|---|---|
| Current | New | ||
| All states | Option 1 | 7% | 20% |
| Option 2 | 2% | 15% | |
Athene AscentSM Pro 10 Payout Factors
Download our Product Guide for rates and state approvals.
- Most states: Form 65257
- Idaho and Oregon: Form 65290
| Athene Ascent Pro 10 | Single Life1 Lifetime Income Withdrawal Percentages |
|||||
|---|---|---|---|---|---|---|
| Level2 (Current & Guaranteed) |
Earnings Indexed2 (Current & Guaranteed) |
Inflation2,3 (Guaranteed) |
||||
| Attained Age: | Current | New | Current | New | Current | New |
| 50-54 | 3.15% | 3.25% | 2.65% | No Change | 1.41% | 1.46% |
| 55-59 | 3.15%+ | 3.25%+ | 2.65%+ | No Change | 1.41%+ | 1.46%+ |
| 60-64 | 3.65%+ | 3.75%+ | 3.15%+ | No Change | 1.64%+ | 1.68%+ |
| 65-69 | 4.15%+ | 4.25%+ | 3.65%+ | No Change | 1.86%+ | 1.91%+ |
| 70-74 | 4.65%+ | 4.75%+ | 4.15%+ | No Change | 2.09%+ | 2.13%+ |
| 75-79 | 5.15%+ | 5.25%+ | 4.65%+ | No Change | 2.31%+ | 2.36%+ |
| 80-84 | 5.65%+ | 5.75%+ | 5.15%+ | No Change | 2.54%+ | 2.58%+ |
| 85-89 | 6.15%+ | 6.25%+ | 5.65%+ | No Change | 2.76%+ | 2.81%+ |
| 90 | 6.65% | 6.75% | 6.15% | No Change | 2.99% | 3.03% |
| 1 Subtract 0.5% from the Single Life withdrawal percentage to determine the current Joint Life withdrawal percentage. 2. The Lifetime Income Withdrawal Percentage increases by 0.10% for each attained age between 55-90 for the Level and Earnings Indexed options, and by 0.045% for each attained age between 55-90 for the Inflation option. 3 Guaranteed rates may be lower than current rates. Please contact the Company for current rates when your customer wants to elect income. |
||||||
Athene Ascent Pro [GEN (09/15) NB, GEN10 (04/14)] and Athene Ascent Income Rider [IR1 (09/15), IR2 (09/15)] or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.
Athene AscentSM Pro 7 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 65218
- Idaho and Oregon: Form 65287
| Athene Ascent Pro 7 | ||
|---|---|---|
| Strategy Crediting Rates | Current | New |
| 2-Year No Cap PTP1 – BNP (Par Rate) | 70% | 85% |
| 1-Year No Cap PTP1 – BNP (Par Rate) | 50% | 65% |
| 2-Year No Cap PTP1, 2 – Nasdaq FC (Par Rate) | 45% | 55% |
| 1-Year No Cap PTP1, 2 – Nasdaq FC (Par Rate) | 30% | 37% |
| 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 55% | 65% |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 40% | 50% |
| 1-Year No Cap PTP1 – S&P 500 Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | 35% | 55% |
| 1-Year PTP – S&P 500® (Cap) | 2.50% | 3.00% |
| Bailout Cap Rate | 1.00% | No Change |
| Fixed | 0.95% | 1.30% |
| Minimum Interest Credit | 1.0% | No Change |
| 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month. |
||
Athene AscentSM Pro 7 Income Base Bonus
Download our Product Guide for rates and state approvals.
- Most states: Form 65218
- Idaho and Oregon: Form 65287
| Ascent Pro 7 | Rider Option | Income Base Bonus | |
|---|---|---|---|
| Current | New | ||
| All states | Option 1 | 5% | 18% |
| Option 2 | 0% | 13% | |
Athene AscentSM Pro 7 Payout Factors
Download our Product Guide for rates and state approvals.
- Most states: Form 65258
- Idaho and Oregon: Form 65291
| Athene Ascent Pro 7 | Single Life1 Lifetime Income Withdrawal Percentages |
|||||
|---|---|---|---|---|---|---|
| Level2 (Current & Guaranteed) |
Earnings Indexed2 (Current & Guaranteed) |
Inflation2,3 (Guaranteed) |
||||
| Attained Age: | Current | New | Current | New | Current | New |
| 50-54 | 3.15% | 3.25% | 2.65% | No Change | 1.41% | 1.46% |
| 55-59 | 3.15%+ | 3.25%+ | 2.65%+ | No Change | 1.41%+ | 1.46%+ |
| 60-64 | 3.65%+ | 3.75%+ | 3.15%+ | No Change | 1.64%+ | 1.68%+ |
| 65-69 | 4.15%+ | 4.25%+ | 3.65%+ | No Change | 1.86%+ | 1.91%+ |
| 70-74 | 4.65%+ | 4.75%+ | 4.15%+ | No Change | 2.09%+ | 2.13%+ |
| 75-79 | 5.15%+ | 5.25%+ | 4.65%+ | No Change | 2.31%+ | 2.36%+ |
| 80-84 | 5.65%+ | 5.75%+ | 5.15%+ | No Change | 2.54%+ | 2.58%+ |
| 85-89 | 6.15%+ | 6.25%+ | 5.65%+ | No Change | 2.76%+ | 2.81%+ |
| 90+ | 6.65% | 6.75% | 6.15% | No Change | 2.99% | 3.03% |
| 1 Subtract 0.5% from the Single Life withdrawal percentage to determine the current Joint Life withdrawal percentage. 2. The Lifetime Income Withdrawal Percentage increases by 0.10% for each attained age between 55-90 for the Level and Earnings Indexed options, and by 0.045% for each attained age between 55-90 for the Inflation option. 3 Guaranteed rates may be lower than current rates. Please contact the Company for current rates when your customer wants to elect income. |
||||||
Athene Ascent Pro [GEN (09/15) NB, GEN10 (04/14)] and Athene Ascent Income Rider [IR1 (09/15), IR2 (09/15)] or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.
Athene AscentSM Pro 10 Bonus Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 65220
- Idaho and Oregon: Form 65289
| Athene Ascent Pro 10 Bonus | ||
|---|---|---|
| Strategy Crediting Rates | Current | New |
| 2-Year No Cap PTP1 – BNP (Par Rate) | 60% | 75% |
| 1-Year No Cap PTP1 – BNP (Par Rate) | 45% | 55% |
| 2-Year No Cap PTP1, 2 – Nasdaq FC (Par Rate) | 40% | 47% |
| 1-Year No Cap PTP1, 2 – Nasdaq FC (Par Rate) | 25% | 32% |
| 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 50% | 57% |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 35% | 45% |
| 1-Year No Cap PTP1 – S&P 500 Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | 30% | 50% |
| 1-Year PTP – S&P 500® (Cap) | 2.25% | 2.75% |
| Bailout Cap Rate | 1.00% | No Change |
| Fixed | 0.85% | 1.10% |
| Minimum Interest Credit | 1.0% | No Change |
| 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month. |
||
Athene AscentSM Pro 10 Bonus Income Base Bonus
Download our Product Guide for rates and state approvals.
- Most states: Form 65220
- Idaho and Oregon: Form 65289
| Ascent Pro 10 | Rider Option | Income Base Bonus | |
|---|---|---|---|
| Current | New | ||
| All states | Option 1 | 5% | 20% |
| Option 2 | 0% | 15% | |
Athene AscentSM Pro 10 Bonus Payout Factors
Download our Product Guide for rates and state approvals.
- Most states: Form 65149
- Idaho and Oregon: Form 65295
| Athene Ascent Pro 10 | Single Life1 Lifetime Income Withdrawal Percentages |
|||||
|---|---|---|---|---|---|---|
| Level2 (Current & Guaranteed) |
Earnings Indexed2 (Current & Guaranteed) |
Inflation2,3 (Guaranteed) |
||||
| Attained Age: | Current | New | Current | New | Current | New |
| 50-54 | 2.95% | 3.05% | 2.35% | 2.45% | 1.32% | 1.37% |
| 55-59 | 2.95%+ | 3.05%+ | 2.35%+ | 2.45%+ | 1.32%+ | 1.37%+ |
| 60-64 | 3.45%+ | 3.55%+ | 2.85%+ | 2.95%+ | 1.55%+ | 1.59%+ |
| 65-69 | 3.95%+ | 4.05%+ | 3.35%+ | 3.45%+ | 1.77%+ | 1.82%+ |
| 70-74 | 4.45%+ | 4.55%+ | 3.85%+ | 3.95%+ | 2.00%+ | 2.04%+ |
| 75-79 | 4.95%+ | 5.05%+ | 4.35%+ | 4.45%+ | 2.22%+ | 2.27%+ |
| 80-84 | 5.45%+ | 5.55%+ | 4.85%+ | 4.95%+ | 2.45%+ | 2.49%+ |
| 85-89 | 5.95%+ | 6.05%+ | 5.35%+ | 5.45%+ | 2.67%+ | 2.72%+ |
| 90 | 6.45% | 6.55% | 5.85% | 5.95% | 2.90% | 2.94% |
| 1 Subtract 0.5% from the Single Life withdrawal percentage to determine the current Joint Life withdrawal percentage. 2 The Lifetime Income Withdrawal Percentage increases by 0.10% for each attained age between 55-90 for the Level and Earnings Indexed options, and by 0.045% for each attained age between 55-90 for the Inflation option. 3 Guaranteed rates may be lower than current rates. Please contact the Company for current rates when your customer wants to elect income. |
||||||
Athene Ascent Pro [GEN (09/15) NB, GEN10 (04/14)] and Athene Ascent Income Rider [IR1 (09/15), IR2 (09/15)] or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.
Athene Performance Elite® 15 Premium Bonus
Download our Product Guide for rates and state approvals.
- Most states: Form 68071
| Athene Performance Elite 15 | Premium Bonus | |||
|---|---|---|---|---|
| PE | PE Plus (with Liquidity Rider) |
|||
| Current | New | Current | New | |
| Most states | 9% | 11% | 15% | 17% |
| DE | 9% | 11% | 15% | No Change |
| IN | 9% | 11% | 14% | No Change |
Athene Performance Elite® 10 Premium Bonus
Download our Product Guide for rates and state approvals.
- Most states: Form 68069
- Idaho and Oregon: Form 68116
| Athene Performance Elite 10 | Premium Bonus | |||
|---|---|---|---|---|
| PE | PE Plus (with Liquidity Rider) |
|||
| Current | New | Current | New | |
| Most states: AL, AZ, AR, CO, DC, FL (issue ages 0-64), GA, HI, IL, IA, IN, KS, KY, LA, MA, ME, MI, MO, MS, MT, NE, NH, NM, NC, ND, RI, SD, TN, V T, VA, WV, WI, WY | 2% | 4% | 8% | 10% |
| AK, CT, DE, ID, MN, NJ, NV, OH, OK, OR, PA, SC, UT, TX, WA | 1% | 3% | 6% | 8% |
| CA | 2% | No change | 6% | 8% |
| FL (issue ages 65-78), MD | 1% | 3% | 7% | 9% |
Athene Performance Elite [GEN (09/15) NB, GEN10 (04/14), TBS15 (09/12)] Athene Performance Elite Plus [BONUS (04/17)] and Enhanced Liquidity Rider [ICC15 PEPR (11/14)] or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.
Athene ProtectorSM 7 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 42004
- Idaho and Oregon: Form 42013
Athene Protector 7
| Crediting Strategy | Current | New | |
| 1-Year No Cap PTP1 – BNP (Par Rate) | 75% | 80% | |
| 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | 70% | 75% | |
| 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 45% | 50% | |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 60% | 67% | |
| 1-Year PTP – S&P 500® (Cap) | 4.25% | 4.55% | |
| Bailout Cap Rate | 3.00% | No Change | |
| Fixed | 1.65% | 1.80% | |
| Minimum Interest Credit | Most States | 10.00% | No Change |
| CA | 4.00% | No Change | |
| 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month. |
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Athene Protector [GEN (09/15) NB] and Return of Premium Rider [ICC17 ROP (08/17)] or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificates of Disclosure for details. Products not available in all states.
Rates are subject to change at any time.
BNP Paribas Multi Asset Diversified 5 Index: The BNP Paribas Multi Asset Diversified 5 Index (the “BNPP MAD 5 Index”) is the exclusive property of BNP Paribas or one of its affiliates (BNP Paribas and its affiliates are hereinafter called “BNPP”) and is determined, composed and calculated by BNPP. “BNP”, “BNPP”, “BNP Paribas”, “BNPP MAD 5 Index” and “BNP Paribas Multi Asset Diversified 5 Index” (collectively, the “BNPP Marks”) are trademarks or service marks of BNPP and have been licensed by Athene Annuity and Life Company (the “Company”) for use in a fixed indexed annuity offered by the Company. The fixed indexed annuity is not, in whole or in part, sponsored, structured, priced, endorsed, offered, sold, issued or promoted by BNPP or any of its affiliates, or any third party licensor of information to BNPP. BNPP’s only relationship to the Company is the licensing of the BNPP MAD 5 Index and BNPP Marks for certain purposes. BNPP shall not have any liability with respect to a fixed indexed annuity in which an interest crediting option is based on the BNPP MAD 5 Index, and is not liable for any loss relating to the fixed indexed annuity, whether arising directly or indirectly from the use of the BNPP MAD 5 Index, its methodology, any BNPP Mark or otherwise.
In calculating the level of the BNPP MAD 5 Index, BNPP deducts a servicing cost of 0.50% per annum, calculated on a daily basis. In addition, the BNPP MAD 5 Index methodology embeds certain costs which cover among other things, rebalancing and replication costs. Such costs may vary over time with market conditions. These costs reduce the potential positive change in the BNPP MAD 5 Index and thus the amount of interest that will be credited to the fixed indexed annuity that includes the BNPP MAD 5 Index.
Nasdaq FC Index: Athene Annuity and Life Company’s Product (“Product”) is not sponsored, endorsed, sold or promoted by BofA Securities, Inc. or its affiliates (“BofAS”). BofAS has not passed on the legality or suitability of, or the accuracy or adequacy of descriptions and disclosures relating to, the Product, nor makes any representation or warranty, express or implied, to the owners of the Product or any member of the public regarding the Product or the advisability of purchasing the Product, particularly the ability of the NASDAQ FC Index (“Index”) to track performance of any market or strategy. BofAS’s only relationship to Athene Annuity and Life Company (“Licensee”) is the licensing of certain trademarks and trade names and the Index or components thereof. The Index is determined, composed and calculated by BofAS without regard to the Licensee or the Product or its holders. BofAS has no obligation to take the needs of the Licensee or the holders of the Product into consideration in determining, composing or calculating the Index. BofAS is not responsible for and has not participated in the determination of the timing of, prices of, or quantities of the Product to be issued or in the determination or calculation of the equation by which the Product is to be priced, sold, or purchased, or redeemed. BofAS has no obligation or liability in connection with the administration or marketing of the Product.
BOFAS DOES NOT GUARANTEE THE ACCURACY AND/OR THE COMPLETENESS OF THE INDEX OR ANY DATA INCLUDED THEREIN AND BOFAS SHALL HAVE NO LIABILITY FOR ANY ERRORS, OMISSIONS, UNAVAILABILITY, OR INTERRUPTIONS THEREIN. BOFAS MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY LICENSEE, HOLDERS OF THE PRODUCT OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE INDEX OR ANY DATA INCLUDED THEREIN. BOFAS MAKES NO EXPRESS OR IMPLIED WARRANTIES AND EXPRESSLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE, WITH RESPECT TO THE INDEX OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL BOFAS HAVE ANY LIABILITY FOR ANY SPECIAL, PUNITIVE, INDIRECT, INCIDENTAL, CONSEQUENTIAL DAMAGES, OR LOST PROFITS, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.
The Product is not sponsored, endorsed, sold or promoted by Nasdaq, Inc. or its affiliates (Nasdaq, with its affiliates, are referred to as the “Corporations”). The Corporations have not passed on the legality or
suitability of, or the accuracy or adequacy of descriptions and disclosures relating to, the Product. The Corporations make no representation or warranty, express or implied to the owners of the Product or any member of the public regarding the advisability of investing in securities generally or in the Product particularly, or the ability of the NASDAQ-100 Index and NASDAQ FC Index to track general stock market performance. The Corporations’ only relationship to BofA Securities, Inc. (“BofAS”) is in the licensing of Nasdaq^reg; and certain trade names of the Corporations and the use of the NASDAQ-100 Index which is determined, composed and calculated by Nasdaq without regard to BofAS or the Product. Nasdaq has no obligation to take the needs of BofAS or the owners of the Product into consideration in determining, composing or calculating the NASDAQ-100 Index. The Corporations are not responsible for and have not participated in the determination of the timing of, prices at, or quantities of the Product to be issued or in the determination or calculation of the equation by which the Product is to be converted into cash. The Corporations have no liability in connection with the administration, marketing or trading of the Product.
THE CORPORATIONS DO NOT GUARANTEE THE ACCURACY AND/OR UNINTERRUPTED CALCULATION OF THE NASDAQ-100 INDEX OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY BOFAS, OWNERS OF THE PRODUCT, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE NASDAQ-100 INDEX AND NASDAQ FC INDEX OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE NASDAQ-100 INDEX AND NASDAQ FC INDEX OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL THE CORPORATIONS HAVE ANY LIABILITY FOR ANY LOST PROFITS OR SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.
AI Powered US Equity Index: The AI Powered US Equity Index (the “AiPEX Index”) is the exclusive property of EquBot Inc. (“EquBot”) and administered, calculated, and published by Solactive AG. EquBot, AiPEX, and “AI Powered US Equity Index” (collectively, the “AiPEX Marks”) are trademarks or service marks of EquBot and have been licensed by HSBC and sub-licensed by Athene Annuity and Life Company (the “Company”) for use in a fixed indexed annuity offered by the Company. The fixed indexed annuity is not, in whole or in part, sponsored, structured, priced, endorsed, offered, sold, issued or promoted by EquBot or HSBC or any of their affiliates. EquBot and HSBC’s only relationship to the Company is the licensing of the AiPEX Index and AiPEX Marks for certain purposes. EquBot and HSBC shall not have any liability with respect to a fixed indexed annuity in which an interest crediting option is based on the AiPEX Index and are not liable for any loss relating to the fixed indexed annuity, whether arising directly or indirectly from the use of the AiPEX Index, its methodology, any AiPEX Mark or otherwise. Neither EquBot nor HSBC has any obligation to take into consideration any of the needs of the Company or any of the owners, annuitants or beneficiaries of the fixed indexed annuity, in designing, calculating, administering or licensing the AiPEX Index.
NEITHER EQUBOT, HSBC, SOLACTIVE AG, OR THEIR SUPPLIERS GUARANTEES THE ACCURACY, ADEQUACY, TIMELINESS, COMPLETENESS OR AVAILABILITY OF THE AIPEX INDEX OR ANY COMPONENT THEREOF OR DATA INCLUDED THEREIN, OR THAT NO ERROR, OMISSION, DELAY OR INTERRUPTION WILL EXIST THEREIN. NEITHER HSBC NOR EQUBOT OR THEIR SUPPLIERS, MAKES ANY REPRESENTATION OR WARRANTY, AND EACH OF HSBC AND EQUBOT AND THEIR SUPPLIERS EXPRESSLY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THOSE REGARDING (I) MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE, OR (II) THE ADVISABILITY OF ANY PERSON INVESTING IN THE FIXED INDEXED ANNUITY.
No purchaser, seller or holder of the fixed indexed annuity, or any other person or entity, should use or refer to any AiPEX Mark or other EquBot trade name to sponsor, endorse, market or promote the fixed indexed annuity without a license from EquBot and HSBC. Under no circumstances may any person or entity claim any affiliation or association with EquBot or HSBC without the prior written permission of EquBot or HSBC.
In calculating the performance of the AiPEX Index, EquBot deducts a servicing cost of 0.50% per annum, calculated on a daily basis. Such costs may vary over time with market conditions. These costs reduce the potential positive change in the AiPEX Index and thus the amount of interest that will be credited to the fixed indexed annuity option based on the AiPEX Index.
The volatility control applied by EquBot may reduce the potential positive or negative change in the AiPEX Index and thus the amount of interest that will be credited to the fixed indexed annuity option that is based on the AiPEX Index.
Nothing provided herein should be construed as HSBC or EquBot or their suppliers providing tax, legal, or investment advice nor is HSBC or its suppliers recommending engaging in any investment strategy or transaction.
S&P 500^reg; Index: The “S&P 500^reg;, S&P 500 Daily Risk Control 5%TM Index TR (Total Return) and S&P 500 Daily Risk Control 2 8%TM Index TR (Total Return)” are products of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and have been licensed for use by Athene Annuity and Life Company. Standard & Poor’s^reg; and S&P^reg; are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones^reg; is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Athene Annuity and Life Company. Athene Annuity and Life Company’s products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500^reg;, S&P 500 Daily Risk Control 5%TM Index TR (Total Return) and S&P 500 Daily Risk Control 2 8%TM Index TR (Total Return).