Term Conversion with AAS

Did you know you have the option of adding the Accelerated Access Solution^® (AAS) Chronic Illness rider to your term conversions? That’s right! By adding the AAS rider, you can help your clients access their income tax-free life insurance benefits if they are diagnosed with a chronic illness.

What are the odds of actually having a chronic illness? About 60% of Americans live with at least one chronic illness.* With the AAS rider, should an eligible chronic illness occur clients can be paid monthly benefits until the illness improves, or the AAS benefit is exhausted. This is a great option for consumers who understand the value and security of combining death benefit and chronic illness protection into one. 

*CDC National Center for Chronic Disease Prevention and Health Promotions, January 2020