Versa’s ELB is Meant to be Illustrated

Help prepare for health-related personal care costs

Many clients want flexibility to help prepare for the “what ifs” in life.

With the optional enhanced liquidity benefit (ELB)1 on NAC VersaChoiceSM 10 fixed index annuity, your clients can access the funds they may need when it matters most.
 

Feature focus:
ADL-based benefits2
surrender charge waiver
enhanced payout benefit
 

Versa’s ELB could help solve for the “what ifs”

  • Am I looking for an income doubler alternative?
  • Am I prepared financially if I can’t perform two out of six Activities of Daily Living (ADLs)? 
  • Can I afford health-related personal care costs?
  • Am I concerned about unforeseen future expenses?

 

With participation rates up to 165%

Have liquidity-conscious clients?
Offer more liquidity from VersaChoice.

 

1. For an annual fee equivalent of 0.60% of accumulation value.

2. Must be able to complete all six ADLs at issue. To activate these benefits, need to receive written proof, acceptable to us, from a physician who has determined, in a manner consistent with accepted standards and practice for the diagnosis, that the client is unable to meet two of six ADLs with an expectation the condition(s) are permanent. For full ADL definitions, please refer to the disclosure. THE ADL BENEFIT IS NOT LONG TERM CARE INSURANCE NOR IS IT INTENDED TO REPLACE LONG TERM CARE INSURANCE.