Protector AD Offers 100% ROP!

Protector AD is the perfect plan for commuters, those who drive for a living, and many other occupations. It’s available for ages 18-60, and premiums are gender, age, and tobacco neutral. All Protector AD accidental death benefit plans include a 100% return-of-premium option. At the end of policy year 20, the policyowner can receive 100% of 20 annual premiums back in income tax-free cash! 

Assumes all premiums paid on time and no policy debt. Protector AD is an accidental death benefit rider attached to a small whole life plan. Product availability varies by state. UHL/UFFL agents do not give tax or legal advice. Policyowners should consult with their own personal advisor about taxation, legal, or other guidance. Exercising ROP option terminates policy. Policy forms 200-812/816 (UHL); 18-812/816 (UFFL); 200-827/828 (MS).